Services · Personal Injury
When someone suffers an injury due to an accident or clinical negligence, ensuring that money truly supports their needs for years to come is just as important as winning the award itself.
At Supportive Financial Planning, we help individuals and their families make the most of their compensation awards by providing clear, compassionate guidance on personal injury trusts and tailored financial planning.
In 2023 alone, motor insurers paid out over £2.4 billion in personal injury claims, while the NHS paid nearly £2 billion in clinical negligence claims. For many people, setting up a personal injury trust is a crucial way to protect these funds.
A properly structured trust can make all the difference — but without the right financial guidance, compensation can be eroded, benefits lost, and future security jeopardised.
Ensure the money is used to cover care, equipment, home modifications, or ongoing treatment
Protect your means-tested benefits — now and in the future — by keeping compensation ring-fenced
Keep compensation ring-fenced from other personal assets so it is used as intended
Provide flexibility to meet changing life needs as the beneficiary’s circumstances evolve
Acting as a trustee can feel daunting — but you don’t have to face it alone. We have years of experience advising trustees of all trust types, including personal injury trusts. Our team has provided expert witness capacity assessments for the courts and produced clear, easy-to-understand reports comparing lump-sum and regular income settlements.
Every trust must be tailored to the individual’s unique circumstances. Whether you choose a discretionary, absolute, or interest in possession trust, we work closely with your solicitor to help you understand each option and what’s best for you or your loved one.
Guide you through setting up the trust within the crucial 52-week window — so no entitlements are lost
Plan how the compensation can support immediate needs and long-term goals throughout the beneficiary’s life
Illustrate how to balance trust income with state benefits, taxation, and wealth management rules
Recommend sensible, tailored investment strategies that grow with you and adapt as needs change
We know this can feel overwhelming — but you don’t have to do it alone. From the day your trust is created to supporting the beneficiary throughout their life, we stand by you every step of the way with compassionate advice and practical solutions.
We’re here to help you protect the compensation and plan for a secure future — one that truly supports the needs of the person who has suffered, for as long as they need it.
Ongoing trustee support from the day the trust is created throughout the beneficiary’s life
Investment and financial planning that grows and adapts as the beneficiary’s needs evolve
Plain-English reporting so trustees and families always understand the position and what decisions need to be made
Compassionate, practical guidance at every stage — because behind every claim is a person whose life has changed
From structuring the trust to managing investments and protecting benefit entitlements, we handle the financial complexity so you can focus on what matters most.
Guidance on structuring the right trust — discretionary, absolute, or interest in possession — within the crucial 52-week window, working alongside your solicitor.
Ensuring the compensation is properly ring-fenced so that means-tested state benefits — now and in the future — are preserved and protected.
Tailored investment strategies that grow the compensation award sensibly over time — balancing income, growth, and the liquidity needed to fund ongoing care.
Clear, expert witness capacity assessments and reports comparing lump-sum and regular income settlements — produced for solicitors and the courts.
Long-term support for trustees navigating their responsibilities — from distribution decisions to annual reviews — with guidance that evolves as circumstances change.
Independent analysis of whether a lump sum or structured income settlement best serves the beneficiary’s long-term needs — modelled clearly and in plain English.
“Very thorough, clear and supportive. Thanks for your help and support over the last twelve months — so very much appreciated by all of us.”
“Good, clear and precise advice and all questions answered. I feel very happy with Clive's advice and look forward to future co-operation.”
“Complete clarity and a real effort to empathise with our needs. Supportive Financial Planning make every effort to meet their customers' needs and provide excellent financial advice.”
“First class advice — I finally feel ecstatic and relieved. Thank you. The weight I'd been carrying for years simply disappeared after our first session.”
“Clive has taken a huge load off my mind — I trust him completely. I finally feel like someone truly has our family's best interests at heart.”
“Clive, you give us all the time and understanding we need. We never feel rushed. We always feel heard. Thank you from the bottom of our hearts.”
We know this can feel overwhelming — but you don’t have to do it alone. From the day your trust is created to supporting the beneficiary throughout their life, we are by your side with compassionate advice and practical solutions. Our free consultation is the first step.
